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Posts Tagged ‘rockland county ny homebuyers’

Current Mortgage Rates For Rockland County New York As Of August 15, 2009

Hi Everybody,

Here are today’s mortgage rates.  Still very low, but creeping up slowly.

Today’s Rates
    30-yr Fixed Conforming 5.375    
    30-yr Fixed Conforming Jumbo 6.125    
    15-yr Fixed Conforming 4.75    

See You Next Time 🙂

You can contact me to list your property for sale or to purchase a property in all of Rockland County.

Marilyn Malave Licensed Agent, Realtor®

Better Homes & Gardens Rand Realty

(845) 300-1741

I am accepting referrals.

My real estate website is Marilyn Malave Rockland County NY Real Estate Website

Contact Information

Marilyn Malave
Licensed Real Estate Salesperson
Better Homes & Gardens Rand Realty

Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: http://www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

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Hi everybody, Here’s an article on floor makeovers for all you Rockland County homeowners and homebuyers out there,  that I thought you might like. Let me know what you think 🙂

Don’t Just Walk on Your Floors Make Them Over | Better Homes and Gardens Real Estate

Shared via AddThis

 

 

I specialize in working with First Time Homebuyers & Sellers. You can contact me for information on  selling or purchasing property for sale in all of Rockland and Orange County.

Contact Information

Marilyn Malave
Licensed Real Estate Salesperson
Better Homes & Gardens Rand Realty

50 S. Liberty Dr. Stony Point, NY 10980
Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

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I have to tell you this has been gnawing at me for so time now. There are some many great (and temporary) incentives to buying a home right now, that I really can’t believe the amount of renters that are still holding out on buying their first home (NYC and Rockland County renters I’m mainly talking to you).

There are the record low interest rates, the huge inventory of competitively priced homes, and the $8,000 you get from the government as a first time home buyer. Two out of three of these reasons are not going to last for very long and that’s the low interest rates and the $8000 credit.
Now, I know that buying your first home can be a little intimidating, so I’ve put together a few web links to help you search for your dream home and help you get it, here they are… 

Researching Your Future Neighborhood  (one of my previous blog posts)
 
Home Search       (search for homes in Rockland County & Orange)

First-Time Homebuyer Credit Information 

This is the time to act, so take a deep breath, do your research, and grab hold of that good ‘ol American Dream before it slips through your fingers. You don’t want to end up waiting to long and then wishing you had acted sooner. 

Happy Hunting 🙂

 

I specialize in working with First Time Homebuyers. You can contact me for information on  purchasing property for sale in all of Rockland and Orange County.

Contact Information

Marilyn Malave
Licensed Real Estate Salesperson
Better Homes & Gardens Rand Realty

50 S. Liberty Dr. Stony Point, NY 10980
Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

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Prudential Rand Realty Is Now Better Homes and Gardens Rand Realty…GO GREEN!!

Yes it true, our company has changed from Prudential Rand Realty to Better Homes and Gardens Rand Realty. The news was as much of a surprise to me as it probably is to you. You cannot believe how excited I am about this change. It feels like a breath of fresh air in a market that certainy needs a positive change.

For 12 years the top real estate company in Rockland County was Prudential Rand Realty, and now guess what?…  Now that Prudential Rand Realty is Better Homes and Gardens Rand Realty, Rockland County is still RAND COUNTRY!  It’s still us. We’re the same people giving you the same great service, except now the service we provide will be much much better. The new internet technology alone is going to set us apart from everyone else.

I must admit that changing from Prudential Rand Realty to Better Homes and Gardens Rand Realty had me a little worried, I had a lot of questions, but my main concern when I heard about the change was, How will this impact my clients?… How is this better for them?  Oh Boy did I get my answer. I’m a firm believer in using the internet’s full potential for my clients and this is exactly what Better Homes and Gardens Rand Real Estate is all about. I was shown all the new programs to market my Home seller’s properties and get them sold, and all the new programs that help my Home buyers find the home of their dreams, and all in an easy and stress-free way. I am not easily impressed, but I must say I was blown away. 

There are only good things in our future and I have no doubt that my clients will be completely satisfied with all we have to offer.  I’ve earned  your trust in the past and this change will help me keep your trust now and into the future.

Better Homes and Gardens Rand Realty…GO GREEN!!!!

 

See you all next time 🙂

 

You can contact me to list your property for sale or to purchase a property in all of Rockland County

Marilyn Malave
Licensed Real Estate Salesperson, Agent REALTOR®

Better Homes & Gardens Rand Realty

 

Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

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Hi everybody, here are the current mortgage rates as of April 20, 2009. The Springtime market is in full bloom. This is a great time to both buy and sell.

Today’s Rates
    30-yr Fixed Conforming 4.875%    
    30-yr Fixed Conforming Jumbo 5.75%    
    15-yr Fixed Conforming 4.625%    

See you next time 🙂

 

 

 

You can contact me to list your property for sale or to purchase a property in all of Rockland County.

Marilyn Malave Licensed Agent, Realtor®

Better Homes & Gardens Rand Realty

(845) 300-1741

I am accepting referrals.

My real estate website is Marilyn Malave Rockland County NY Real Estate Website

Contact Information

Marilyn Malave
Licensed Real Estate Salesperson
Better Homes & Gardens Rand Realty

Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: http://www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

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Rockland County New York Neighborhood, School And Community Research Help

 

Rockland County NY is a great place to live, but I know that many of you find it difficult to research and find information on neighborhoods in Rockland County NY that you’re thinking of buying a house in, so I thought I would give you some information and links that are very helpful in giving you the important information you need to make an informed decision, and so was born the Rockland County New York Neighborhood, School And Community Research Help post 🙂 

 

For more information on real estate in Rockland County NY you can call or email me, my information is at the end of this post.

  

8 Tips on Buying a Home in Rockland County 

  

Find a Home at:   Marilyn Malave Rockland County NY Real Estate Website

 

 

                          To Research Neighborhoods &

                                                            Schools in Rockland County NY

 

GreatSchools.net Website
National Center for Educational Statistics
Sperling’s BestPlaces
County of Rockland NY Website
Rockland County NY Tourism Website
Rockland NY County Clerk

 

 

                               Rockland County NY School Districts

 

 

                      Clarkstown NY Central School District 
                       East Ramapo NY Central School District 
                       Nanuet NY School District 
                        North Rockland NY Central School District 
                     Nyack NY Public Schools Website 
                     Pearl River NY School District 
                    Ramapo NY Central School District 
                        South Orangetown NY Central School District

 

 

                          Rockland County NY Hospitals

 

 

Helen Hayes Hospital (West Haverstraw, NY)
Good Samaritan Hospital (Suffern, NY)
Nyack Hospital (Nyack, NY)
Summit Park Hospital & Nursing Care Center

 

 

                           Rockland County NY Libraries

 

Blauvelt NY free Library
Haverstraw NY King’s Daughters Library
Nanuet NY Public Library
New City NY Library
Nyack NY Library
Orangeburg NY Library
Palisades NY Free Library
Pearl River NY Public Library
Dennis P. McHugh Piermont NY Public Library
Sloatsburg NY Public Library
Finkelstein Library Spring Valley NY
Rose Memorial Library Stony Point NY
Suffern NY Free Library
Tappan NY Library
Tomkins Cove NY Public Library
Valley Cottage NY Library
West Nyack NY Free Library

 

 

                         Rockland County NY is made up

                       of the following 5 towns

 

 

                        Clarkstown | Haverstraw | Orangetown

                    Ramapo | Stony Point

 

 

              Within these 5 towns are the

                following villages

 

 

             Airmont, NY

                Chestnut Ridge, NY

                 Grand View-on-Hudson, NY

                Haverstraw, NY

                 Hillburn, NY

                Kaser, NY

                Montebello, NY

                New Hempstead, NY

               New Square, NY

               Nyack, NY

                Piermont, NY

                 Pomona, NY

                   Sloatsburg, NY

                    South Nyack, NY

                    Spring Valley, NY

                    Suffern, NY

                   Upper Nyack, NY

                   Wesley Hills, NY

                   West Haverstraw, NY

 

 

                 The following are unincorporated

                  Hamlets in Rockland County NY:

 

 

                  Bardonia NY (Town of Clarkstown)

 

               Blauvelt NY (Orangetown)

 

                Centenary  NY (Clarkstown)

 

                 Central Nyack NY(Clarkstown)

 

                Congers NY  (Clarkstown)

 

                 Garnerville NY  (Haverstraw)

 

                 Grassy Point NY  (Stony Point)

 

                Hillcrest NY(Ramapo)

        

                 Jones Point NY  (Stony Point)

 

               Ladentown NY  (Ramapo)

 

              Monsey NY  (Ramapo)

 

                Mount Ivy NY  (Haverstraw)

 

               Nanuet NY (Clarkstown)

 

               Nauraushaun, NY (Pearl River)

 

                New City NY  (Clarkstown)

 

               Orangeburg NY (Orangetown)

 

            Palisades NY (Orangetown)

 

             Pearl River NY (Orangetown)

 

             Sparkill NY (Orangetown)

 

            Stony Point NY (Stony Point)

 

             Tappan NY (Orangetown)

 

             Thiells NY (Haverstraw)

 

              Tomkins Cove NY  (Stony Point)

 

               Valley Cottage NY (Clarkstown)

 

         Viola  NY(Ramapo)

 

           West Nyack NY (Clarkstown)

 

           Upper Grandview NY (Orangetown)

 

There you have it. I hope you found my Rockland County New York Neighborhood, School And Community Research Help post to be helpful.

 

 

See You Next Time 🙂

 

 

You can contact me to list your property for sale or to purchase a property in all of Rockland County. Marilyn Malave Licensed Agent, Realtor® Prudential Rand Realty at (845) 300-1741

 

 

 

I am accepting referrals.

 

 

 

 

 

 

 

My real estate website is Marilyn Malave Rockland County NY Real Estate Website

 

Marilyn Malave Licensed Real Estate Agent, REALTOR® Prudential Rand Realty

Direct: (845)300-1741 Email: malavemarilyn@aol.com

Blog: My Rockland County NY Real Estate Blog

 

 

Contact Information

Marilyn Malave
Licensed Real Estate Salesperson
Prudential Rand Realty
Direct: (845)300-1741
Email:
malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

 

 

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Tips For Buying A House In Rockland County New York

 

My business is to sell real estate in Rockland County, so I know a lot of people that are ready to buy a house but are waiting for home sale prices to come down even more than they already have, and all I can say is…Why the heck are you doing that?

Home sale prices have already come down substantially and interest rates are still super low, so my advice is, if you’re serious about buying, are financially able and find the right house at a good price, buy it. What good is it to wait for prices to go down a little more if interest rates climb and you end up paying more?  This is definitely the time to buy.

 

I know that buying a house can be overwhelming, but if you do your homework it can be exciting and fun, yes I said fun. My advice is, take a deep breath, consult with professionals, do your research, and enjoy the ride.

 

I’ve put together some tips for buying a house in Rockland County New York that I hope will make you feel a little more at ease.

 

Tips To Buying A Home

 

 

1) Check your credit. Get your credit report from all three credit bureaus and make sure everything is accurate. You want your credit record to be as clean as you can possibly get it, so make sure all accounts are up to date.

 

2) Add up all of your income and expenses and speak to a reputable mortgage broker to get pre-approved for a loan that’s right for you, do this before you even start to look at homes. You want to know exactly what you can and cannot afford.

 

3) Find a real estate agent. The commission for a real estate agent is typically paid by the seller of the home so why not get a professional to represent you? An agent can help you with the buying process from the moment you begin looking to the day you close, this can help you avoid costly mistakes.

 

4) Research the neighborhood that interests you. Look for everything that’s important to you such as schools, crime rates, etc. There are many websites that can help you get this information, just do a web search.  

 

5) Drive around the neighborhood at different times of the day and on Friday and Saturday nights. You don’t want to move in and then find out that the usually quiet guy next door loves to play with his rock band out of his garage on the weekends.

 

6) When you find a house that might be the one you want, go back and check it out again. Your agent and the homeowner should have no problem with this. Take your time, really feel it out. If your agent makes you feel stupid for wanting to take another good look or is hurrying you along, than maybe it’s time to find another agent.

 

7) Once you find the house you want to call home and you put in an offer make sure the purchase contract has the contingencies you want. The most common contingencies around here are home inspections, attorney review, and mortgage approval. The home inspection contingency is very important because it tells you about the condition of the house. If a problem is found during the home inspection you can either back out of the contract free of any obligation or you can go back and negotiate with the sellers.  The attorney review allows you time to have your lawyer review the contract, and the mortgage contingency allows you to back out of the contract if your mortgage isn’t approved.

 

8) Make sure that either you or your agent are there during the home inspection. This way you can walk through with the inspector and he or she can point out any problems they might see.

 

Your real estate agent and your attorney are there to guide you through the entire process, so if you feel a little confused or frustrated please let them know. You must feel comfortable with the people that are representing you, if you’re not then let it be known.

 

I hope these tips for buying a house in Rockland County New York give you a little insight as to what the home buying process will be like. Remember all cases are different so get professionals to advise and/or represent you.

 

See you next time 🙂

 

You can contact me about purchasing  property in all of Rockland County. Marilyn Malave Licensed Agent, Realtor® Prudential Rand Realty at (845) 300-1741

 I am accepting referrals.

 
Marilyn Malave Licensed Real Estate Agent, REALTOR® Better Homes & Gardens Rand Realty
Direct: (845)300-1741 Email: malavemarilyn@aol.com
Contact Information
Marilyn Malave
Licensed Real Estate Salesperson
Better Homes & Gardens Rand Realty
Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

 

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