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Posts Tagged ‘rockland county ny mortgage’

Rockland County New York Neighborhood, School And Community Research Help

 

Rockland County NY is a great place to live, but I know that many of you find it difficult to research and find information on neighborhoods in Rockland County NY that you’re thinking of buying a house in, so I thought I would give you some information and links that are very helpful in giving you the important information you need to make an informed decision, and so was born the Rockland County New York Neighborhood, School And Community Research Help post 🙂 

 

For more information on real estate in Rockland County NY you can call or email me, my information is at the end of this post.

  

8 Tips on Buying a Home in Rockland County 

  

Find a Home at:   Marilyn Malave Rockland County NY Real Estate Website

 

 

                          To Research Neighborhoods &

                                                            Schools in Rockland County NY

 

GreatSchools.net Website
National Center for Educational Statistics
Sperling’s BestPlaces
County of Rockland NY Website
Rockland County NY Tourism Website
Rockland NY County Clerk

 

 

                               Rockland County NY School Districts

 

 

                      Clarkstown NY Central School District 
                       East Ramapo NY Central School District 
                       Nanuet NY School District 
                        North Rockland NY Central School District 
                     Nyack NY Public Schools Website 
                     Pearl River NY School District 
                    Ramapo NY Central School District 
                        South Orangetown NY Central School District

 

 

                          Rockland County NY Hospitals

 

 

Helen Hayes Hospital (West Haverstraw, NY)
Good Samaritan Hospital (Suffern, NY)
Nyack Hospital (Nyack, NY)
Summit Park Hospital & Nursing Care Center

 

 

                           Rockland County NY Libraries

 

Blauvelt NY free Library
Haverstraw NY King’s Daughters Library
Nanuet NY Public Library
New City NY Library
Nyack NY Library
Orangeburg NY Library
Palisades NY Free Library
Pearl River NY Public Library
Dennis P. McHugh Piermont NY Public Library
Sloatsburg NY Public Library
Finkelstein Library Spring Valley NY
Rose Memorial Library Stony Point NY
Suffern NY Free Library
Tappan NY Library
Tomkins Cove NY Public Library
Valley Cottage NY Library
West Nyack NY Free Library

 

 

                         Rockland County NY is made up

                       of the following 5 towns

 

 

                        Clarkstown | Haverstraw | Orangetown

                    Ramapo | Stony Point

 

 

              Within these 5 towns are the

                following villages

 

 

             Airmont, NY

                Chestnut Ridge, NY

                 Grand View-on-Hudson, NY

                Haverstraw, NY

                 Hillburn, NY

                Kaser, NY

                Montebello, NY

                New Hempstead, NY

               New Square, NY

               Nyack, NY

                Piermont, NY

                 Pomona, NY

                   Sloatsburg, NY

                    South Nyack, NY

                    Spring Valley, NY

                    Suffern, NY

                   Upper Nyack, NY

                   Wesley Hills, NY

                   West Haverstraw, NY

 

 

                 The following are unincorporated

                  Hamlets in Rockland County NY:

 

 

                  Bardonia NY (Town of Clarkstown)

 

               Blauvelt NY (Orangetown)

 

                Centenary  NY (Clarkstown)

 

                 Central Nyack NY(Clarkstown)

 

                Congers NY  (Clarkstown)

 

                 Garnerville NY  (Haverstraw)

 

                 Grassy Point NY  (Stony Point)

 

                Hillcrest NY(Ramapo)

        

                 Jones Point NY  (Stony Point)

 

               Ladentown NY  (Ramapo)

 

              Monsey NY  (Ramapo)

 

                Mount Ivy NY  (Haverstraw)

 

               Nanuet NY (Clarkstown)

 

               Nauraushaun, NY (Pearl River)

 

                New City NY  (Clarkstown)

 

               Orangeburg NY (Orangetown)

 

            Palisades NY (Orangetown)

 

             Pearl River NY (Orangetown)

 

             Sparkill NY (Orangetown)

 

            Stony Point NY (Stony Point)

 

             Tappan NY (Orangetown)

 

             Thiells NY (Haverstraw)

 

              Tomkins Cove NY  (Stony Point)

 

               Valley Cottage NY (Clarkstown)

 

         Viola  NY(Ramapo)

 

           West Nyack NY (Clarkstown)

 

           Upper Grandview NY (Orangetown)

 

There you have it. I hope you found my Rockland County New York Neighborhood, School And Community Research Help post to be helpful.

 

 

See You Next Time 🙂

 

 

You can contact me to list your property for sale or to purchase a property in all of Rockland County. Marilyn Malave Licensed Agent, Realtor® Prudential Rand Realty at (845) 300-1741

 

 

 

I am accepting referrals.

 

 

 

 

 

 

 

My real estate website is Marilyn Malave Rockland County NY Real Estate Website

 

Marilyn Malave Licensed Real Estate Agent, REALTOR® Prudential Rand Realty

Direct: (845)300-1741 Email: malavemarilyn@aol.com

Blog: My Rockland County NY Real Estate Blog

 

 

Contact Information

Marilyn Malave
Licensed Real Estate Salesperson
Prudential Rand Realty
Direct: (845)300-1741
Email:
malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

 

 

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Tips For Buying A House In Rockland County New York

 

My business is to sell real estate in Rockland County, so I know a lot of people that are ready to buy a house but are waiting for home sale prices to come down even more than they already have, and all I can say is…Why the heck are you doing that?

Home sale prices have already come down substantially and interest rates are still super low, so my advice is, if you’re serious about buying, are financially able and find the right house at a good price, buy it. What good is it to wait for prices to go down a little more if interest rates climb and you end up paying more?  This is definitely the time to buy.

 

I know that buying a house can be overwhelming, but if you do your homework it can be exciting and fun, yes I said fun. My advice is, take a deep breath, consult with professionals, do your research, and enjoy the ride.

 

I’ve put together some tips for buying a house in Rockland County New York that I hope will make you feel a little more at ease.

 

Tips To Buying A Home

 

 

1) Check your credit. Get your credit report from all three credit bureaus and make sure everything is accurate. You want your credit record to be as clean as you can possibly get it, so make sure all accounts are up to date.

 

2) Add up all of your income and expenses and speak to a reputable mortgage broker to get pre-approved for a loan that’s right for you, do this before you even start to look at homes. You want to know exactly what you can and cannot afford.

 

3) Find a real estate agent. The commission for a real estate agent is typically paid by the seller of the home so why not get a professional to represent you? An agent can help you with the buying process from the moment you begin looking to the day you close, this can help you avoid costly mistakes.

 

4) Research the neighborhood that interests you. Look for everything that’s important to you such as schools, crime rates, etc. There are many websites that can help you get this information, just do a web search.  

 

5) Drive around the neighborhood at different times of the day and on Friday and Saturday nights. You don’t want to move in and then find out that the usually quiet guy next door loves to play with his rock band out of his garage on the weekends.

 

6) When you find a house that might be the one you want, go back and check it out again. Your agent and the homeowner should have no problem with this. Take your time, really feel it out. If your agent makes you feel stupid for wanting to take another good look or is hurrying you along, than maybe it’s time to find another agent.

 

7) Once you find the house you want to call home and you put in an offer make sure the purchase contract has the contingencies you want. The most common contingencies around here are home inspections, attorney review, and mortgage approval. The home inspection contingency is very important because it tells you about the condition of the house. If a problem is found during the home inspection you can either back out of the contract free of any obligation or you can go back and negotiate with the sellers.  The attorney review allows you time to have your lawyer review the contract, and the mortgage contingency allows you to back out of the contract if your mortgage isn’t approved.

 

8) Make sure that either you or your agent are there during the home inspection. This way you can walk through with the inspector and he or she can point out any problems they might see.

 

Your real estate agent and your attorney are there to guide you through the entire process, so if you feel a little confused or frustrated please let them know. You must feel comfortable with the people that are representing you, if you’re not then let it be known.

 

I hope these tips for buying a house in Rockland County New York give you a little insight as to what the home buying process will be like. Remember all cases are different so get professionals to advise and/or represent you.

 

See you next time 🙂

 

You can contact me about purchasing  property in all of Rockland County. Marilyn Malave Licensed Agent, Realtor® Prudential Rand Realty at (845) 300-1741

 I am accepting referrals.

 
Marilyn Malave Licensed Real Estate Agent, REALTOR® Better Homes & Gardens Rand Realty
Direct: (845)300-1741 Email: malavemarilyn@aol.com
Contact Information
Marilyn Malave
Licensed Real Estate Salesperson
Better Homes & Gardens Rand Realty
Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

 

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Tips For Selling Your House In Rockland County New York

 

Today for my very first entry I think I’m going to talk about Rockland County real estate, I’m going to start with some tips on how to get your house sold in this market, 10 tips to be precise and here they are…

                                   

 

Tips For Selling Your House In Rockland County New York

 

1) Clean like you’ve never cleaned before. Kitchens and bathrooms sell houses so make sure you give them special attention. I know it may be difficult to keep a house looking immaculate at all times especially when you have kids, so just think about how great it will be to have someone fall in love with it and give an offer because of how great it looks.

 

2) Remove all clutter. Consider getting a storage locker to store the things you don’t use on a regular bases, I mean you have to move anyway why not get started now? Remove toys, pictures on walls, knick knacks, and any other personal things. You want them to envision themselves living in this house, remember you’re not selling them your life, just the house.

 

3) If you don’t want to hire a professional to stage your house than I highly recommend “detailing it” such as painting with a neutral color, and getting the carpet cleaned. Have your real estate agent give you ideas as to what you can do to make your house better. If you don’t have an agent, look at your house from a buyers point of view. If you have cosmetic changes or minor repairs that need to be done, do them. Be honest with yourself and look for the imperfections of your house. Believe me buyers will notice them.

 

4) Work on the “curb appeal” of your house such as landscaping. You want people to drive up to the house, see how well maintained and beautiful it is on the outside and hunger for more. If all they see are overgrown shrubs, dead grass, and loose gutters, it doesn’t matter what’s inside they’ve already made up their minds.

 

5) Have a professional home inspection done on your house and get a detailed report. This way you’ll know if there is anything wrong with the house that you may not have known about before, such as insufficient electrical service, or roof damage. You want to know about these things now, not later.

 

6) Price your house realistically, this is very important, if it’s overpriced buyers won’t come within a thousand feet of it. If you’re selling it on your own, study the market trends and recent sales and price your home accordingly. If you’re going to hire a real estate agent then have them do a comparative market analysis (CMA) with properties that compare well with yours, and for Pete’s sake listen to what your agent has to say. It never ceases to amaze me how people hire a professional to sell their house but they don’t take their advice. It’s like telling your doctor how to perform surgery on you, crazy huh?

 

7) Don’t give unreasonable time and day restrictions for showings. Make it easy for buyers to come see your home. This means weekends and early evenings when people are usually off of work. Remember this is now a buyers market with plenty of other homes on the market. If you make it difficult for them to see your house they will just move on to the next one, believe me there is no shortage of inventory.

 

8) If you have a real estate agent consider having them to put a lockbox on your door (an electronic box containing a key to your house that can only be opened by an authorized person), this way you don’t have to be there whenever someone wants to see the house, which leads me to my next tip…

 

9) Leave the house for showings and take your pets with you. Buyers don’t want you hanging around when they’re looking at a house they might consider buying. This makes them feel rushed, uneasy and anxious to leave. Also make sure pets are not there either, you might know that “Fluffy” is nothing more than a big ball of yumminess, but buyers don’t. Meeting up with an animal in a strange house can be frightening for both the buyer and your pet so please keep them out of the house for showings.

 

10) Hire a licensed real estate agent, stop rolling your eyes this is not shameless self-promotion. Selling your house is probably one of the biggest financial transactions you will ever do, so why would you not hire a professional to make sure everything goes as smoothly as possible. Real estate agents not only market to the general public, but they also market to hundreds of other agents, and these other agents have buyer clients, hundreds of agents equals hundreds of buyer clients, you get the picture. And marketing is just the beginning, a good agent is there working with you from the day you put your house on the market to the day it closes. Don’t wing it, hire a professional.

 

 

There you have it boys and girls, my list of Tips For Selling Your House In Rockland County New York. I’m so happy to be writing this blog, thank you so much for being one of my visitors and don’t forget to keep coming back for more juicy tid-bits.  

Please feel free to submit any questions or comments, but please be respectful when posting, don’t go breaking any laws or anything  😉  

 

 

See You Next Time 🙂

 

You can contact me to list your property for sale or to purchase a property in all of Rockland County. Marilyn Malave Licensed Agent, Realtor® Prudential Rand Realty at (845) 300-1741

 I am accepting referrals.

  
 
Marilyn Malave Licensed Real Estate Agent, REALTOR® Prudential Rand Realty
Direct: (845)300-1741    Email: malavemarilyn@aol.com
Contact Information
Marilyn Malave
Licensed Real Estate Salesperson
Prudential Rand Realty
Direct: (845)300-1741
Email: malavemarilyn@aol.com
Website: www.RandRealtor.com
Blog: http://www.RocklandBuzz.com

 

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